Requirements

Score
Residency
Income
Insurance
Mobile device insurance
Coverage for mobile devices up to $1,000 in the event of loss, theft, accidental damage or mechanical failure.
Purchase protection
Automatic coverage for most new items purchased with this card that are stolen or damaged within 90 days of purchase. If the item carries a manufacturer's warranty valid in Canada, this may be doubled, and the warranty period extended by 12 months.
Medical emergency
Up to $2,000,000 for the first 21 days. Seniors aged 65 or over are covered for the first four days of their trip. Additional coverage is available.
Flight delay
Coverage of up to $500 per insured person for flights or trips delayed by more than four hours.
Lost or stolen baggage `insurance
comprehensive coverage of up to $1,000 per insured person for essential purchases (clothing and toiletries) if baggage is lost or delayed for more than six hours.
Hotel or motel burglary
Coverage of up to $1,000 per occurrence for in-room theft of eligible personal effects belonging to each cardholder registered on the account and to family members travelling with them.
Benefits
Worldwide customer service
Toll-free telephone assistance in case of personal emergency while traveling.
Exclusive discounts with my favorite brands
This card entitles you to 50% more TD Rewards points at Starbucks, discounts of up to 10% on car rentals at Avis and Budget, exclusive offers at Expedia and a free Uber One membership for the first year.
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